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How To Prevent E-payment Fraud?

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Recently, e-payment fraud was happen at the digital payment software of NTT DOCOMO, one of Japan's three telecom companies, and SBI Securities, Japan's largest Internet securities company. This is another security hole of e-payment service after it took place in convenience store giant 7-11 last year, pushing e-payment security to a climax and trigger heated discussions among the public.  It is likely that criminals stole victim’s account and password through phishing software, and then use the authentication vulnerability of the digital payment system to get benefit, police analyzed. And it actually reflects some problems in Japanese financial institutions include loose safety system, inadequate regulation and weak safety technology and so on.  Take NTT DOCOMO account service as an example, user can create an account simply by filling out his email address. They put convenience first rather than safety, which greatly increase account theft risk with its simple an